Among the services provided directly by AIG to each mobile operator are: a sponsored captive cell provides a licensed insurance vehicle or “cell” with the necessary infrastructure to enable customers to participate at their own risk through a captive program. The insured operating company effectively leases the use of the cell by acquiring a preferred share or entering into a participation agreement. There has been a lot of discussion about the saturation of the captive market and the fact that most large companies already have one or more captives. Despite this mindset, there are still growth prospects in several regions Vermont is one of the most active rent-a-captive homes with 35 sponsored captives and more than 220 cells in service as of June 1, 2019. . .